Ontario Driver’s Licence (Canada) – Identity Verification Guide (2025)
The Ontario Driver’s License is a government-issued ID provided by the Ministry of Transportation of Ontario (MTO). It serves as both a driver’s permit and a primary identity document for residents of Ontario, Canada. Widely accepted for KYC (Know Your Customer) purposes, it’s commonly used across banking, fintech, insurance, and digital onboarding platforms.
Types of Ontario Driver’s Licenses
Ontario issues multiple license classes for personal and commercial use:
- G1 – Beginner’s license (learner’s permit)
- G2 – Intermediate license
- G (Full) – Standard driver’s license
- M1, M2, M – Motorcycle licenses
- A, B, C, D, E, F, Z – Commercial and professional classes
- Ontario Photo Card – For non-drivers (alternative official ID)
Key Features of the Ontario Driver’s License
Ontario’s licenses are produced in a secure, credit card-sized (ID-1) format with both printed and machine-readable features.
Front Side Includes:
- Full legal name
- Photo of the license holder
- Date of birth
- Address
- License number (starts with the first letter of surname followed by digits)
- Date of issue and expiry
- Class and restrictions (e.g., Class G, Class M)
- Signature of the license holder
- Province of issue: Ontario
- Security holograms, guilloche patterns, and microprinting
Back Side Includes:
- Barcode (PDF417)
- Conditions or endorsements
- Organ donor status
- Additional security elements
The background design often features Ontario’s trillium flower and a color-shifting overlay to deter tampering.
Validity
- Valid for up to 5 years depending on age and license class
- Drivers receive a renewal notice via mail or ServiceOntario
- Can be renewed online or in person
- Temporary license provided during renewal period
KYC and Identity Verification Applications
Ontario Driver’s Licenses are valid for personal identification in:
- Canadian banks (TD, CIBC, RBC, Scotiabank)
- Fintech apps (Wealthsimple, KOHO, Neo)
- Crypto platforms (Kraken, Binance, Bitbuy)
- Telecommunications, insurance, rentals, and healthcare
How to verify:
- Upload clear images of the front and back
- Ensure the image displays:
- Full name and photo
- License number
- Expiry date
- Class and restrictions
- Address (for proof of residence if required)
Additional checks may involve:
- Selfie or live video ID
- Proof of address (e.g., utility bill, lease)
- Cross-check with other documents (e.g., passport)
Lost, Stolen, or Expired Ontario License
To replace or renew your license:
- Visit ServiceOntario
- Requirements:
- Valid ID (e.g., passport or health card)
- Proof of residence if address has changed
- Fee: approx. $90 CAD
- Receive a temporary paper license valid until the card arrives (7–14 days)
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